Shopping for a low mortgage rate?
Have questions and need ACCURATE answers without a sales pitch? Need to close fast?
You need a lender & loan officer that can do all of this while providing you with personalized service --detailed quick answers --and backed by tons of 5 star reviews.
I'm Dennis Hughes -with 35+ years of home loan experience & 10,000+ loans closed --and I want to be your lender!
The ugly truth about home loans.
It's ironic that many lenders market getting a home loan as unique & cool while trying to hide how inconvenient the process typically is.
Like putting lipstick on a pig.
Since most home buyers need a mortgage choosing a lender that minimizes this inconvenience while saving you money --- AND also provides you with the detailed information and service you deserve is SUPER IMPORTANT!
Some tips below to help you chose the right lender
Be aware of big lender advertising scams
Don't fall for a big lender ad campaign scam and overpay for your home loan. Learn how to choose your lender wisely and save thousands!
Click HERE for more details
You need an accurate monthly payment calculator
Many online payment calculators contain misinformation leading to eventual payment shock for a home buyer. Our payment calculator is far more accurate!
Click HERE for more details
Most online mortgage rate quotes are trash
Understand why most online lender rate quotes are inaccurate and sometimes flat out lies-- and learn what factors affect interest rates both nationally and specifically for you & your scenario
Click HERE for more details
Choosing the right loan officer is vital
The choice of a Loan Officer is more import than a lender to ensure a low hassle loan! An experienced professional loan officer makes all the difference
Click HERE for more details
Read a lender's online reviews
Online reviews are super important and make sure they are legitimate reviews from actual people
Click HERE for more details
Know why mortgage rates change and what moves them
Mortgage interest rates -- just like stock prices -- change price daily and you can win or lose a little if you don't know what you're doing. The decision to float or lock an interest rate should be based on timing--
Click HERE for more details
You need accurate info on total funds needed to buy
Understand how your financial criteria, property & transaction terms affect your rate
They all play a part with the rate you receive. Knowledge is key to your home purchase - learn the 4 C's in qualifying for a mortgage and what might be a problem
Click HERE for more details
Refinance- what's involved and when is it worth it?
Find out when or if it's worth it to refinance to a lower rate and if getting cash out is the right choice
Click HERE for more details
Lend4less.com NMLS #1395260
Dennis Hughes NMLS #178729
CA Dept of Real Estate -
Real Estate Broker ID #01001409
Colorado MLO.100511559
Copyright 2014-2024 All Rights Reserved
Lend4less.com
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PO Box 1859
2209 Hartvickson Lane
Valley Springs, CA, 95252
Call Now : 209-602-4900
Email: dennis@lend4less.com
