Current average nationwide rates......

Current average nationwide rates----
My rates are typically lower than these listed averages by .25% or more!

Some rate tips-- higher the lender fees (including points) the lower the rate. whether you pay points for a lower rate or not depends on your personal scenario and the potential for lower rates going forward.

It's anyone's guess where rates are headed, however an experienced loan officer can detail out the trends to help you decide on a path that's best for you.