Dennis Hughes

Mortgage Broker

NMLS: 178729

209-602-4900

Dennis@lend4less.com

Dennis Hughes Mortgage Broker

Blog

What Are the Financial Benefits of Owning a Home?

What Are the Financial Benefits of Owning a Home?

Many renters wonder if their monthly payments could be going toward something they actually own. If you’ve had that thought, you’re not alone. Here are some of the key financial benefits of owning a home. 1. Build Equity Over Time When you mak

May 20, 2025 | Purchasing a Home

Understanding VA Loan Occupancy Requirements

Understanding VA Loan Occupancy Requirements

If you’re considering using a VA loan to buy a home, you’re already on a strong path toward affordable homeownership. However, there are a few important guidelines to understand—particularly regarding occupancy. Thankfully, the requireme

May 13, 2025 | VA Loans

Why You Should Definitely Do a Pre-Settlement Walkthrough

Why You Should Definitely Do a Pre-Settlement Walkthrough

Why a Pre-Settlement Walkthrough Matters Before You Buy a Home Buying a home is an exciting milestone, but there are important final steps to take before closing. One of those steps is the pre-settlement walkthrough—your last opportunity to review t

May 06, 2025 | Purchasing a Home

Modifications to the original manufactured home

Modifications to the original manufactured home

Modifications to the original manufactured home The manufactured home loan process is more complex than financing a traditional site-built home.Not all lenders offer loans for manufactured homes and many who do are not proficient with this loan type. This

May 05, 2025 | Manufactured home loans

Manufactured, modular or mobile home --and what's the difference?

Manufactured, modular or mobile home --and what's the difference?

Manufactured, modular or mobile home --and what's the difference? The manufactured home loan process is more complex than financing a traditional site-built home. A manufactured home is better known by names like mobile home, double-wide or trailer.

May 05, 2025 | Manufactured home loans

Manufactured HUD tags or the data plate missing-what next?

Manufactured HUD tags or the data plate missing-what next?

Manufactured HUD tags or the data plate missing-what next? The manufactured home loan process is more complex than financing a traditional site-built home.Manufactured homes are built to a national building code established by the U.S. Department of Housi

May 05, 2025 | Manufactured home loans

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