You need a monthly payment Calculator

A very quick way of calculating the monthly payment on a low or zero down payment purchase --based on average rates as of April 2023 —within a hundred dollars or so --- is to take the sales price divided by $1000 and multiply that number by about $8.  For example, a $300,000 sales price divided by $1000 equals 300.  300 times $8 equals $2400 a month for a total payment including base loan payment-- property taxes-- home insurance and any mortgage insurance.  A more accurate way is to use my online mortgage payment calculator —click on the picture to the right for access--it's quick and easy.