Dennis Hughes

Mortgage Loan Originator

NMLS: 178729

209-602-4900

Dennis@lend4less.com

Dennis Hughes Mortgage Loan Originator

Typical documents needed for a home loan

You can also take advantage of many of our doc-less options when completing your online loan application- contact me for details

What We Request-- Please know that we strive to only ask for the documentation required to approve your loan. There are times when you send us something which creates additional requests. If you have questions or concerns at any time, please do not hesitate to contact us!

How To Get Your Loan ready to close Fast!! --A lot is going on behind the scenes to get your loan approved with all underwriting conditions cleared -- and to meet the closing timing as set by your sales contract. To ensure that these deadlines are met, we need your cooperation. Please provide the items requested below as soon as possible.

Identification

Income Documentation

Employed Less Than 2 Years or Experienced a Gap in Employment?

Self-Employed Applicants--if you own 25% or more of any business entity

Other Types of Income:

Rental Properties & Income:

Asset Documentation:

Credit/Debt Obligations Information:

Information for the property being purchased:

If You Are Selling or Refinancing Your Current Home:

Contact us for any special or unique situations and we will guide you through the documents needed.