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Nope!  The big lenders have high overhead so they must charge you more to turn a profit.  Small, well run Mortgage broker shops consistently beat banks and big lenders by .25 to .50 percent, even more on FHA, VA and USDA loans.  That alone can save you thousands of dollars upfront and more over the life of the loan

The bigger the lender, the more of a hassle your loan experience will be.  Banks & big lenders operate an assembly line system with 6 or more people typically involved with your loan.  With that many people, miscommunication is common.  I'll be your only point of contact, answering all your questions resulting in a smooth experience

Bank and big lender loan officers almost always have less experience than a mortgage broker, with sales managers pushing them to produce high profit loans. The end result is a high pressure, stressful experience for you plus a higher loan cost.  These extra fees pay for the big lender overhead and huge corporate salaries