Dennis Hughes

Mortgage Loan Originator

NMLS: 178729

209-602-4900

Dennis@lend4less.com

Dennis Hughes Mortgage Loan Originator

 
Home Loan Tips Blog

Why You Should Definitely Do a Pre-Settlement Walkthrough

Why You Should Definitely Do a Pre-Settlement Walkthrough

Why a Pre-Settlement Walkthrough Matters Before You Buy a Home Buying a home is an exciting milestone, but there are important final steps to take before closing. One of those steps is the pre-settlement walkthrough—your last opportunity to review t

May 06, 2025 | Purchasing a Home

Modifications to the original manufactured home

Modifications to the original manufactured home

Modifications to the original manufactured home The manufactured home loan process is more complex than financing a traditional site-built home.Not all lenders offer loans for manufactured homes and many who do are not proficient with this loan type. This

May 05, 2025 | Manufactured home loans

Manufactured, modular or mobile home --and what's the difference?

Manufactured, modular or mobile home --and what's the difference?

Manufactured, modular or mobile home --and what's the difference? The manufactured home loan process is more complex than financing a traditional site-built home. A manufactured home is better known by names like mobile home, double-wide or trailer.

May 05, 2025 | Manufactured home loans

Manufactured HUD tags or the data plate missing-what next?

Manufactured HUD tags or the data plate missing-what next?

Manufactured HUD tags or the data plate missing-what next? The manufactured home loan process is more complex than financing a traditional site-built home.Manufactured homes are built to a national building code established by the U.S. Department of Housi

May 05, 2025 | Manufactured home loans

Is your manufactured foundation acceptable to lenders?

Is your manufactured foundation acceptable to lenders?

Is your manufactured foundation acceptable to lenders? Why the California HCD433 isn't evidence the foundation is ok for lendersMany agents and buyers/sellers erroneously assume if a HCD433 (California form) has been recorded against the property it is ev

May 05, 2025 | Manufactured home loans

Manufactured Home red flags

Manufactured Home red flags

The manufactured home loan process is more complex than financing a traditional site-built home.  Not all lenders offer loans for manufactured homes and many who do are not proficient with this loan type. This lack of expertise often results in a les

May 05, 2025 | Manufactured home loans FHA loan tips USDA loan tips VA loan tips

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