Manufactured HUD tags or the data plate missing-what next? The manufactured home loan process is more complex than financing a traditional site-built home.Manufactured homes are built to a national building code established by the U.S. Department of Housi
May 05, 2025 | Manufactured home loans
Is your manufactured foundation acceptable to lenders? Why the California HCD433 isn't evidence the foundation is ok for lenders. Many agents and buyers/sellers erroneously assume if a HCD433 (California form) has been recorded against the prop
May 05, 2025 | Manufactured home loans
Big lenders and the Rate Quote Game Bigger the Lender the more you pay-- Big offices, ad costs and executive pay add up-and the only way for them to be profitable is to pass those costs on to their customers!Funds for home lending flow through various sou
May 02, 2025 | Interest Rates Closing cost tips
When you're buying a home, you'll likely hear the terms PMI (Private Mortgage Insurance) and MIP (Mortgage Insurance Premium). While these might sound confusing, they're actually important tools that help many people become homeowners sooner—especia
Apr 24, 2025 | Purchasing a Home FHA loan tips VA loan tips USDA loan tips Conventional loan tips
Buying a home may feel harder right now because of rising mortgage rates. But the truth is, with the right plan, you can still make it happen. Here are five practical steps that can help you purchase a home while keeping your costs down. 1. Consider Fixer
Apr 22, 2025 | Interest Rates
Start with Financial Literacy Teaching kids how money works from a young age helps them make better decisions as adults. Start by explaining simple financial concepts like saving, spending, and budgeting. Use Real-Life Examples Games like Monopoly can mak
Apr 17, 2025 | Purchasing a Home