Big lenders and the Rate Quote Game Bigger the Lender the more you pay-- Big offices, ad costs and executive pay add up-and the only way for them to be profitable is to pass those costs on to their customers!Funds for home lending flow through various sou
May 02, 2025 | Interest Rates Closing cost tips
When you're buying a home, you'll likely hear the terms PMI (Private Mortgage Insurance) and MIP (Mortgage Insurance Premium). While these might sound confusing, they're actually important tools that help many people become homeowners sooner—especia
Apr 24, 2025 | Purchasing a Home FHA loan tips VA loan tips Conventional loan tips USDA loan tips
Buying a home may feel harder right now because of rising mortgage rates. But the truth is, with the right plan, you can still make it happen. Here are five practical steps that can help you purchase a home while keeping your costs down. 1. Consider Fixer
Apr 22, 2025 | Interest Rates
Start with Financial Literacy Teaching kids how money works from a young age helps them make better decisions as adults. Start by explaining simple financial concepts like saving, spending, and budgeting. Use Real-Life Examples Games like Monopoly can mak
Apr 17, 2025 | Purchasing a Home
For many aspiring homeowners, upfront costs like down payments and closing fees can seem like insurmountable obstacles. FHA gift funds offer a practical solution, allowing you to receive financial help from approved sources to ease your path to homeowners
Dec 31, 2024 | Purchasing a Home FHA loan tips
As you stand on the threshold of homeownership, pre-approval letter in hand, you may wonder: How long will this golden opportunity last? Understanding the time-sensitive nature of your mortgage pre-approval can help you stay competitive in today’s f
Dec 03, 2024 | Purchasing a Home