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Wednesday, October 26, 2016Welcome

  • Purchase

  • Refinance

  • Which Loan

  • Meet Our Team


About Us

Welcome to!

Hi, my name is Dennis Hughes and I own  When looking for a home loan the first thing most people think about is rate, monthly payment and closing costs. I've got that covered for you - I typically beat 99% of other lenders rates & closing costs due to my company's low overhead and no big corporate lender red tape.  You communicate with me from start to finish -- and I'm always ready to answer any question you have with straight no sales pitch BS answers.

I can access nearly a 100 wholesale investors to deliver almost any loan program available-and at the very best wholesale rates to save you money.  My loan closing experience is second to none- with over 10,000 loans closed either as a loan officer or direct hands on Manager.  Experience why I'm different  (and better) than the big banks and the big on line lenders -- you will be happy you did!




FHA Loans


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Find Your Payment*

Term Rate APR Payment
30 Yr Fxd 3.50% 3.725%
15 Yr Fxd 2.75% 3.181%
5 Yr ARM 2.75% 3.729%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

What My Clients Say

" was perfect to work with. We were first time home buyers and they made the whole process stress-free. They explained all of our options and were friendly and extremely professional - I recommend them to all our friends." Sandra and Bob T.Valley Springs, CA

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